For some reason Nigeria seems to be the originating country for a large number of different scams, and many of these pose a significant risk to your identity. One of the most common has been dubbed the ‘419’ scam, which takes the form of a letter or email originating from Nigeria (and also some other countries), that offers the recipient a chance to profit by taking a percentage share in money being transferred out of the country. The rea [Read More]
ID Protection Monitoring
Be Wise. Shield Your Identity Now.
Everyone should protect themselves from credit fraud by signing up with a professional, fee-based service that monitors his or her credit at all times. The thousands of identities that are stolen each day add up to as many as 9 million each year, according to the Federal Trade Commission (FTC). No one is immune. Kids, teens, even deceased persons’ identities are stolen. For a small fee, you can protect yourself today.
Watching Your Credit Profile for Unusual Activity
When you sign up with an identity theft protection service, you get access to free credit report, which you can then check to make sure nothing appears on the report that you have not personally done. Bad credit can not only keep you from getting loans or credit cards, but can even cost you your job. Identity theft frequently results in a lowered credit score, so it is important to identify instances of theft quickly to limit the severity of the damage.
An identity theft protection company continuously monitors your credit and watches for suspicious activity, which is much easier than doing all of this yourself. Moreover, many companies offer additional services such as wallet watch and database monitoring; they can even stop the flood of junk mail. As thieves get more inventive, protection companies develop better systems to fight them.
Your $1,000,000 Guarantee
The identity theft protection services reviewed here generally offer a $1,000,000 guarantee. This means that if you're the victim of identity theft, the company will provide up to that amount of resources in order to correct the damage. Each service has its own terms, but this is the general idea - the company will help you out if your identity is compromised. The service only costs a small amount per month, while identity theft often costs thousands of dollars to undo, so the choice is clear.
You will find that most companies offer a variety of benefits. However here is what many firms will do for you:
1. Fraud Alerts2. Guaranteed Full recovery
3. Credit Card Protection
4. Credit Monitoring
5. Database Monitoring
6. Mail Monitoring
What Do Identity Protection Firms prevent from happening?
Below is what the list above will work to prevent for you:
1. New loan applications2. Negative credit marks
3. Changes to your public records
4. Medical record tampering
5. Address changes
While each service has its strengths, it's up to you to decide which is best for you and your needs. We assist you with this by offering you comprehensive reviews of each service to help you find your perfect match. Different plans cater to different sectors of the community such as families or individuals. In addition, different plans offer distinctive services, while some provide superior database monitoring, others provide credit monitoring. Choose which is best for you.
Learn about Trusted ID, one of our top picks for id protection monitoring.
Advanced Fee scams basically involve fraudsters tricking their victims into forwarding money in advance for something that is claimed to be of greater value, such as an investment project, prize money, a loan or even gifts. These scams can also be used for the purposes of identity theft, and in order to obtain your personal financial details the fraudster will ask you to pay the advance money by credit card or by providing your bank details, an [Read More]